Paris, Texas · Owner-operated

Off-market houses in North-East Texas — qualified, priced, and sent in one page.

I look at the property, run the numbers against the actual documents, and put it in front of buyers who close. If a number cannot be sourced, it says UNKNOWN instead of a guess.

No card, no call required. The calculator runs in your browser — your deal numbers are never sent anywhere.

WorkingLamar CountyRed River CountyDelta CountyFannin CountyHunt CountyTitus CountyHopkins County

Proof, not a testimonial

$168,000 at 7%. After 24 payments, $164,463 is still owed.

Twenty-four months of payments on a 30-year note retire about 2.1% of the balance. That single number is why a two-year balloon is a refinance decision, not a payoff — and why most “no money down” arithmetic falls apart on the second page.

Every deal sheet I send carries its own working, and the calculator will reproduce this in front of you in about four seconds.

See a full sample deal sheet

Balloon check

Price$168,000
Rate7.00%
Amortisation360 months
Payment$1,117.71
Balloon at month24
Balance then$164,463.51

Principal retired: $3,536.49 — 2.1% of the original balance.

Run by an electrician, not a guru

I spent seven years doing industrial electronics before this — PLCs, drives, boiler-room controls. I hold a journeyman electrician licence and an AVO Certified Substation Maintenance Technician certification. Reading documents carefully turns out to be most of what this job is.

I am not a licensed real estate broker, agent or attorney, and nothing on this site is legal, tax or investment advice. When a deal needs a judgement I cannot make, I say so and send it to the person who can.

The full story

What I will and will not do

  • WillGive you the source for every number on the sheet.
  • WillTell you when a deal does not work — in writing.
  • Will notQuote a rent without a comparable.
  • Will notCall a projection a return.
  • Will notSell a course about paperwork I have not had reviewed.

Want the next deal sheet?

Tell me your buy box — counties, price band, and whether you close cash or on terms. You get the sheet before it goes anywhere else.

Get the deal list